Monthly Archives: June 2022

What’s the Difference Between Whole and Term Life Insurance?

21 Jun 2022
Roman
Insurance, Life Insurance
Comments Off on What’s the Difference Between Whole and Term Life Insurance?

There are many misconceptions about life insurance. Most people think that life insurance helps bury the dead, i.e., funeral expenses are covered. Depending on your own experience with life insurance,…

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}.page-title{background-image:url("https://cdn-cdbpp.nitrocdn.com/agUleMVWdkMpeMXloGikUjZOXGtmRWDF/assets/images/optimized/rev-5542f99/bpins.com/wp-content/themes/finance/images/page-title.jpg");}body,button,input,select,textarea{font-family:Poppins;}body,button,input,select,textarea{font-weight:400;}body,button,input,select,textarea{font-style:normal;}body,button,input,select,textarea{font-size:14px;}body,button,input,select,textarea{line-height:24px !important;}h1,h2,h3,h5,h6{font-family:Poppins;}h1,h2,h3,h4,h5,h6{font-weight:600;}h1,h2,h3,h4,h5,h6{font-style:normal;}#mainnav > ul > li > a{font-family:Poppins;}#mainnav > ul > li > a{font-weight:600;}#mainnav > ul > li > a{font-style:normal;}#mainnav ul li a{font-size:15px;}#mainnav ul li a{}h1{font-size:50px;}h2{font-size:30px;}h3{font-size:24px;}h4{font-size:20px;}h5{font-size:15px;}h6{font-size:13px;}.page-title .page-title-heading h1,.breadcrumbs .trail-end,.breadcrumbs span{color:#2e363a;}.breadcrumbs span a,.breadcrumbs a,.breadcrumbs span.sep{color:#881924;}a:hover,.wrap-client-slide .owl-theme .owl-controls .owl-nav div.owl-prev:hover:before,.wrap-client-slide .owl-theme .owl-controls .owl-nav div.owl-next:hover:before,ul.flat-list li:before,.navigation.posts-navigation .nav-links li a .meta-nav,article h4.entry-time a,.author-post .info .name a,.flat-portfolio .portfolio-gallery .item .title-post a:hover,.flat-portfolio .portfolio-gallery .item .category-post a:hover,.footer-widgets ul li a:hover,.bottom #menu-bottom li a:hover,.flat-iconbox.flat-iconbox-style2:hover .box-icon span,.imagebox.style-2 .box-button a,.imagebox.style-2 .box-header .box-title a:hover,.imagebox.style-3 .box-header .box-title a:hover,.flat-iconbox.style-3 .box-header .box-icon span,.testimonial-slider.style-2 .testimonial-author .author-info,.blog-shortcode.blog-home3 article .read-more a,.blog-shortcode.blog-home3 article .read-more a:after,.flat-text-block-timeline .year,.imagebox.services-grid .box-button a,.imagebox.services-grid .box-header .box-title a:hover,.flat-portfolio .item .title-post a:hover,.portfolio-filter li a:hover,.breadcrumbs span a:hover,.breadcrumbs a:hover,.flat-imagebox.style-2 .flat-imagebox-button a,.flat-imagebox.style-2 .flat-imagebox-header .flat-imagebox-title a:hover,.flat-iconbox.style-3 .flat-iconbox-header .flat-iconbox-icon span,.flat-imagebox.services-grid .flat-imagebox-button a,article .entry-meta ul li a:hover,.breadcrumbs span a,.breadcrumbs a,.breadcrumbs span.sep{color:#881924;}.title-section .title:after,.flat-iconbox.rounded .box-icon,.owl-theme .owl-controls .owl-nav [class*=owl-],.blog-shortcode article .featured-post:after,.blog-shortcode article:hover .entry-meta,.flat-iconbox.circle .box-icon,.flat-progress .progress-animate,.flat-button,.flat-team .box-readmore a,.portfolio-filter li.active a:after,.portfolio-filter li a:after,.flat-socials li a,.imagebox.style-2 .box-image:after,.title-section.style3 .title:after,.imagebox.style-3 .box-image:before,.imagebox.style-3 .box-image:after,.testimonial-slider.style-2.owl-theme.owl-theme .owl-controls .owl-nav [class*=owl-]:hover,.btn-cons a:hover,.testimonials-sidebar .owl-theme .owl-dots .owl-dot span:hover,.testimonials-sidebar .owl-theme .owl-dots .owl-dot.active span,.imagebox.services-grid .box-image:after,.blog-shortcode article .read-more a:hover,input[type='submit'],.flat-imagebox .flat-imagebox-button a,.flat-iconbox.rounded .flat-iconbox-icon,.flat-imagebox.style-2 .flat-imagebox-image:after,.flat-iconbox.circle .flat-iconbox-icon,.testimonial-slider.style-1 .testimonial-content:before,.flat-imagebox.style-3 .flat-imagebox-image:before,.flat-imagebox.style-3 .flat-imagebox-image:after,.flat-imagebox.services-grid .flat-imagebox-image:after,article .entry-content .more-link{background-color:#881924;}.info-top-right a.appoinment,.imagebox .box-button a,.imagebox .box-header:before,.call-back-form .flat-button-form,.flat-before-footer .custom-info .icon,button,input[type='button'],input[type='reset'],.go-top:hover,.page-template-tpl .vc_toggle_active .vc_toggle_title,.wpb_gallery_slides .flex-direction-nav li a,.sidebar .widget.widget_nav_menu ul li:first-child a:before,.featured-post.blog-slider .flex-prev,.featured-post.blog-slider .flex-next,.vc_tta.vc_tta-accordion .vc_tta-controls-icon-position-left.vc_tta-panel-title>a,#flat-portfolio-carousel ul.flex-direction-nav li a,.navigation.posts-navigation .nav-links li a:after,.title_related_portfolio:after,.navigation.paging-navigation a:hover,.widget .widget-title:after,.widget.widget_tag_cloud .tagcloud a,.navigation.paging-navigation .current,.widget.widget_categories ul li:first-child > a:before,.blog-single .entry-footer .tags-links a,.comment-reply-title:after,.comment-title:after,#mc4wp-form-1 input[type='submit']{background-color:#881924;}textarea:focus,input[type='text']:focus,input[type='password']:focus,input[type='datetime']:focus,input[type='datetime-local']:focus,input[type='date']:focus,input[type='month']:focus,input[type='time']:focus,input[type='week']:focus,input[type='number']:focus,input[type='email']:focus,input[type='url']:focus,input[type='search']:focus,input[type='tel']:focus,input[type='color']:focus,.testimonial-slider.owl-theme .owl-dots .owl-dot.active span:before,.navigation.paging-navigation .current,.flat-iconbox.flat-iconbox-style2:hover .box-icon,.testimonial-slider.style-2.owl-theme.owl-theme .owl-controls .owl-nav [class*=owl-]:hover{border-color:#881924 !important;}.loading-effect-2 > span{border-left-color:transparent !important;}.imagebox .box-button a:hover,.navigation.paging-navigation a:hover{color:#fff !important;}.info-top-right a.appoinment:hover,.imagebox .box-button a:hover,.call-back-form .flat-button-form:hover,button:hover,input[type='reset']:hover,.wpb_gallery_slides .flex-direction-nav li a:hover,.featured-post.blog-slider .flex-prev:hover,.featured-post.blog-slider .flex-next:hover,.vc_tta.vc_tta-accordion .vc_tta-controls-icon-position-left.vc_tta-panel-title>a:hover,#flat-portfolio-carousel ul.flex-direction-nav li a:hover,.navigation.posts-navigation .nav-links li:hover a:after,.widget.widget_tag_cloud .tagcloud a:hover,.blog-single .entry-footer .tags-links a:hover,#mc4wp-form-1 input[type='submit']:hover{background-color:#2e363a !important;}.show-search a i:hover,article h4.entry-time a:hover,.header-style2 .nav-wrap #mainnav > ul > li > a:hover,.header-style3 .nav-wrap #mainnav > ul > li > a:hover{color:#2e363a !important;}body{color:#666 !important;}.flat-top{background-color:#881924 !important;}.flat-top,.info-top-right,.info-top-right a.appoinment{color:#fff !important;}.header.header-style1,.nav.header-style2,.wrap-header-style3{background-color:#fff;}#mainnav > ul > li > a{color:#424242;}#mainnav > ul > li > a:hover,#mainnav > ul > li.current-menu-item > a{color:#881924 !important;}#mainnav ul.sub-menu > li > a{color:#fff !important;}#mainnav ul.sub-menu{background-color:#1d2738;}#mainnav ul.sub-menu > li > a:hover{background-color:#881924 !important;}#mainnav ul.sub-menu > li{border-color:#881924 !important;}.footer{background-color:#881924 !important;}.footer a,.footer,.flat-before-footer .custom-info > div,.footer-widgets ul li a{color:#fff;}.bottom{background-color:#881924 !important;}.bottom .copyright p,.bottom #menu-bottom li a{color:#fff;}.page-title.nitro-lazy{background-image:none !important;}body,html,p,input,.menu a,h1,h2,h3,h4,h5{font-family:"Poppins",sans-serif !important;}.userway{margin-top:25px;}.home .breadcrumbs{display:none;}.gkFooterFix,.gkFooterFix a{color:#fff;}.gkSignUpFooter{margin-bottom:-25px;}article.page.type-page{margin:0;}.container.content-wrapper{padding-top:25px;padding-bottom:25px;}.call-back-form,.call-back-form label{color:#000 !important;font-weight:bold;}.call-back-form input{margin-top:10px !important;}.call-back-form .mc4wp-form-fields input{border:1px solid #ccc;}.vc_tta-title-text{color:#fff;}.vc_separator h4{line-height:1em;font-size:180%;margin:0;word-wrap:break-word;-webkit-box-flex:0;-webkit-flex:0 1 auto;-ms-flex:0 1 auto;flex:0 1 auto;}.show-search a{position:relative;width:35px;height:35px;background:#bfbfbf;display:block;display:none;border-radius:50%;text-align:center;line-height:35px;margin:27px 0 18px;}.flat-before-footer{display:none;}.footer-widgets{overflow:hidden;padding:30px 0 10px;font-size:14px;}a.menu-fallback{line-height:92px;color:#222;display:none;}.page-wrap{padding:0;background-color:#fff;overflow:hidden;}.flat-imagebox.services-grid .flat-imagebox-header .flat-imagebox-title a:hover{color:#881924;}th,td{border:0px solid #dbdbdb;padding:7px;text-align:left;}.smls-grid-pad-container img{width:100%;}.page-template-default .featured-post{display:none;}.single .page-title{display:none;}.home .page-title{display:none;}.container.content-wrapper{padding-top:0;padding-bottom:0;}nav#mainnav{margin-top:20px;}.flat-contact-form h5{margin-bottom:8px;}.flat-top .custom-info{margin-top:2px;}.flat-top .callUs{line-height:28px;}.flat-top .callUs a{color:#fff;}.flat-top .callUs a:hover{color:#18ba60;}@media (max-width: 991px){.flat-top .container .text-right{padding-top:0;text-align:center;}.flat-top .flat-socials{display:inline;}.header .logo{position:relative;left:50%;margin-left:-100px;}}.home-cta-form .super-form .super-grid > .super-column.super_one_half{width:calc(50% - 10px) !important;box-sizing:content-box;}.home-cta-form .super-grid > .super-column:not(.first-column){padding-left:20px !important;}.home-cta-form .super-field{margin-bottom:10px !important;}.home-cta-form .super-field .super-shortcode-field{background-color:#fff;margin-top:0 !important;}.home-cta-form .super-field.super-textarea{margin-bottom:12px !important;}.home-cta-form .super-field.super-textarea .super-shortcode-field{min-height:43px;}.home-cta-form .super-field{margin-bottom:15px;}@media (max-width: 380px){.home-cta-form .super-form .super-grid > .super-column.super_one_half{width:100% !important;}.home-cta-form .super-grid > .super-column:not(.first-column){padding-left:0 !important;}}i.fa.fa-facebook{margin-top:8px;}ul.flat-socials{margin-bottom:10px;}.flat-socials li a:hover{background-color:transparent !important;}.fa-facebook:before{font-family:"FontAwesome";}.fa-google-plus:before{font-family:"FontAwesome";}.go-top i{font-size:15px;margin-top:10px;}#mainnav ul.sub-menu > li > a:hover{background-color:#881924 !important;border-radius:8px;}#mainnav ul.sub-menu > li > a{background-color:#881924 !important;border-radius:8px;margin-top:2px;}#mainnav ul.sub-menu{background-color:rgba(29,39,56,0);}#mainnav ul.sub-menu > li{border-top:none;}.themesflat-boxed > .preloader{display:none;}body:not(.home) .eden-credit{display:none;}li.post-author{display:none !important;}li.post-categories{display:none !important;}li.post-comments{display:none !important;}h1{font-size:32px;margin-bottom:15px;}h2{font-size:24px;margin-bottom:15px;}h3{font-size:20px;margin-bottom:15px;}article p{margin-bottom:10px;}.wpb_wrapper{margin-bottom:20px;}a{color:#881924;}.page-id-557 .flexslider{margin:0 !important;}.page-template .blog-shortcode.blog-list article{margin-bottom:17px;padding:0 0 20px 0;position:relative;overflow:hidden;width:100%;float:left;}.page-template .blog-shortcode article .read-more a{background-color:#881924;}.page-template .blog-shortcode .entry-meta{display:none;}.page-template .blog-shortcode article h2 a{color:#8b192a;}.single .entry-content a:hover,a:focus{color:#881924;font-weight:700;}.single .entry-content a{color:#18ba60;font-weight:700;}.blog-shortcode article .featured-post::after{display:none;}h2.title{font-size:32px;margin-top:0;margin-bottom:40px !important;color:#222;}h2.title:after{width:50px;height:5px;position:absolute;content:"";bottom:-20px;left:0;background-color:#881924;-webkit-border-radius:2px;-moz-border-radius:2px;border-radius:2px;}