What Does RV (Recreational Vehicle) Insurance Cover?

rv driving down the roadCongratulations! You are officially an RV (Recreational Vehicle) owner in Ohio. Not only does the state of Ohio have amazing lakes and camping grounds throughout, but there are also plenty of places to road trip with an RV or camper truck. RV (Recreational Vehicle) Insurance is essential for these types of trips.

At Bill Palmer Insurance, we help our clients discover their unique insurance needs and then tailor the policy for the best price – guaranteed. We provide RV (Recreational Vehicle) Insurance protection for bodily injury, property damage, personal items, and more.

Affordable Recreational Vehicle Insurance in Lancaster, Ohio

Our insurance agents in Lancaster, Logan, and Canal Winchester are ready to take your call and offer you a competitive rate for RV liability insurance. Take into consideration that if you’re at fault in an accident or property loss, Recreational Vehicle liability insurance covers the other party’s medical bills, property damages, and any legal bills.

Most states require liability insurance for motorists. Keep your peace of mind while traveling out of state or throughout Ohio in your RV (Recreational Vehicle).

Standard Coverages for RVs and Motorhomes in Ohio

As mentioned above, Bill Palmer Insurance provides the following protection:

Bodily Injury – This type of liability helps pay for physical injuries/damages you may become legally liable for due to an accident. This includes paying for an injured party’s medical bills and income loss, but it depends on your coverage.

Property Damage – This type of RV coverage helps pay for damages to another person’s vehicle or property you may become legally liable due to an accident you may have caused.

Comprehensive – Having comprehensive RV insurance provides coverage for loss to your RV or motorhome that was not caused by a collision. This may include damages caused by falling objects, coming into contact with animals, fire, theft, vandalism, etc.

Collision – This kind of motorhome insurance policy pays for damages if you hit another vehicle, another vehicle hits your RV, or your RV rolls over.

Uninsured/Underinsured Motorists – This liability coverage reimburses you for injuries or damages caused by a driver who doesn’t have enough or any liability insurance.

Roadside Assistance – This helps with towing to your choice’s location, with mileage range limits. It also provides emergency roadside services, including extraction, battery service, changing or inflating flat tires, lockout service, and fuel.

What Kind of RV Do You Need to Insure?

If you own any of the following, reach out to Lancaster, Ohio office for a free insurance quote today:

– RV (Recreational Vehicle)
Motorhome
– Travel Trailer
– Pop-up Camper
– Fifth Wheel Trailer
– Slide-on Camper

Contact us for RV Insurance

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