Home Owner\’s Insurance Form

You don't need an economist to tell you that things cost more than they used to. You've seen it at the grocery store, the gas pump, the car dealership, and probably just about everywhere else you spend money. But there's another place those higher costs eventually show up: insurance. Think about ...

After nearly 50 years in the insurance business, Bill Palmer has seen just about everything. Car accidents. House fires. Fallen trees. Hailstorms. Burst pipes. Teenage drivers. Through it all, Bill remains a calm, seasoned insurance professional. But there are certain sentences capable of making eve...

If your home has a septic system, you've probably wondered: Does home insurance cover septic tanks? It's one of the most common questions homeowners ask, especially in rural areas where private septic systems are the norm. The answer is it depends on what caused the damage. Understanding what your ...

Owning a few acres in Fairfield County is a dream for many Ohio families. Whether you raise chickens, keep horses, grow produce, or simply enjoy country living, your property likely comes with risks that look very different from a typical suburban home. Fairfield County has seen an increase in peopl...

Severe weather patterns in the United States are shifting. What was once known as “Tornado Alley” in the Great Plains is gradually expanding eastward, bringing more frequent and more unpredictable tornado activity into the Midwest and Southeast. For Ohio residents—especially those in Central Ohio...

Divorce is a major life transition, and insurance is one of the most commonly overlooked areas during and after the process. Policies that once made sense during a marriage may no longer reflect ownership, risk, or financial responsibility once that marriage ends. In Ohio, insurance policies do not...

As the year winds down and winter settles in across Ohio, most of us start thinking about resolutions, tax prep, and plans for the new year. But there’s one area that often gets overlooked — your insurance coverage. Whether it’s home, auto, life, or other policies, the next two months are the per...

Did a sudden gust of wind yank a few shingles off your roof? Or perhaps a pipe suddenly burst under your sink, leaving a wet patch? When minor mishaps strike, your first thought might be, "Ugh, another DIY project," or "It's too small to even think about insurance." Many homeowners are not aware ...

When purchasing a new home in Ohio, it's essential to safeguard your investment with the right insurance coverage. This guide will provide you with valuable information about the essential types of insurance, factors affecting costs, and the benefits of working with a local insurance agency. Mandat...

As a responsible adult, you know that insurance is vital to protecting your assets, finances, and loved ones. Still, you want to ensure you have the right coverage without breaking the bank. One popular way to do this is by bundling insurance policies. But what does it mean to "bundle" insurance? ...