Affordable ATV Insurance Plans in Lancaster, Ohio
Are you looking for cheap ATV insurance quotes in Lancaster, Ohio? Then look no further. Our agency specializes in all-terrain vehicle insurance. Whether you are driving an ATV on your private property or on state/public property, having insurance protects you in the event of an accident or other causes of damage.
Remember that accidents happen, even if you’re the safest and most careful driver. If you happen to be at fault for an ATV accident, insurance can help cover bodily injury and damage to others’ property. Our insurance agents will help you find the best plan for the right price, depending on your policy and needs.
Did you know that homeowners insurance does not cover an ATV if it is stolen or lost in a fire? Your homeowners insurance will not cover an ATV accident if it happens off your premises either.
Should I Insure My Four Wheeler?
Having a four-wheeler can be a lot of fun, especially in Ohio when winter is officially over and there are lots of lands to ride on. Although to ride in some places, such as state parks, some ATV insurance may be required. As we mentioned above, having ATV insurance when only using it on private property is highly recommended as accidents may occur at any given moment when riding.
There is some good news, though, ATV insurance is generally cheaper than other motorized vehicle insurance policies. This is partly because people typically spend less time driving fewer miles on four-wheelers than motorcycles or automobiles. In other words, driving ATVs leisurely on your day off and only in the summertime means fewer accidents and claims, which the insurance company takes into consideration. Moreover, four-wheelers don’t typically travel as fast as motorcycles, and ATVs don’t have as high a top speed as most motorbikes. These facts still don’t make it less dangerous to ride on an ATV as a passenger or driver. Which is why it’s smart to get some type of coverage.
How We Can Help You
Whether you’re looking for a standard ATV insurance policy in Ohio or you’re looking for something more comprehensive, contact our agents at Bill Palmer Insurance in Lancaster. We’re knowledgeable and experienced in four-wheeler insurance policies for recreational use, personal use, or travel.
Remember that accidents happen, even if you are the safest and most careful driver. If you happen to be at fault for an ATV accident, ATV insurance will cover bodily injury and property damage. Our insurance agents will help you find the best plan for the right price, depending on your policy and needs.
Contact us today for a free quote at 740-687-5733 for more information regarding our products and services in regards to ATV insurance. We can also help you get the right insurance for the right price, for the following: Auto insurance, Home insurance, Renters insurance, RV insurance, Contractor insurance, Business insurance , Farm insurance, and more!