Motorcycle Insurance Lancaster Ohio

Most motorcycle insurance policies cover bodily injury and property damage liability. Depending on where you live in the state of Ohio, there may be optional coverages added to your insurance policy, such as comprehensive and collision insurance.

It depends on where you drive your motorcycle (highways, types of roads, etc.) and why you’re driving it (for leisure or for commuting to work). It also depends on what kind of motorcycle you own.

Options for Motorcycle Insurance in Lancaster, Ohio

The type of motorcycle insurance you purchase will depend on several factors, like: do you ride for leisure or commuting to work, type of bike, number of cc’s, and its value. Basic motorcycle insurance policies cover bodily injury and property damage liability.

Optional coverages include:

• Comprehensive (this includes damages due to events such as fire, theft, windstorm, flood, and vandalism)
• Collision (pays for loss to your bike when it collides with another object or overturns)
• Roadside Assistance/ Trip Interruption (coverage while a covered vehicle is disabled and being towed or loaded, unloaded on the trailer due to a covered emergency and includes: Towing to the nearest qualified repair facility / Winching Service Pulling a covered vehicle out of an area with a motor-powered cable or chain). Usually offered when a vehicle is trapped in mud, snow, water, or sand within 100 feet of road or highway / Battery Jump-Start Battery failure / Fuel Delivery Fuel delivered directly to the covered vehicle.
• Accessory Coverage (provides protection for additions, enhancements, or modifications to the vehicle that are not factory installed. This can include electronic equipment, sidecars, trailers, trike conversion kits, custom paint, plating or exhaust).

If you have car insurance with our agency in Lancaster, Ohio, we may be able to offer you a bundle rate to save you money on both policies. Insuring more than one motorcycle means you would receive a multi-bike discount and result in a bundle rate, which means more savings passed down.

Cheap Motorcycle Insurance in Ohio

According to the State Patrol website, 3,982 motorcycle-involved crashes occurred in 2020 on Ohio roadways. This number represents an 11% increase in motorcycle-involved crashes over 2019, a year where overall crashes had dropped by 17%. Whether it’s a car-related crash or a deer wandering off in front of you while riding your motorcycle, accidents happen, and it’s vital to have the proper insurance.

Did you know that Southeast Ohio is one of the best places in the country to ride motorcycles?

If you’re new to the motorcycling world and looking for proper insurance to cover you, your passengers, and your new bike, look no further! At Bill Palmer Insurance in Lancaster, Ohio, we have the experience and the knowledge to help tailor your motorcycle insurance needs.

Our team will also help you save money each month. It’s essential to have the right insurance that meets your traveling needs during Ohio’s spring, summer, and fall months.

Do you need a motorcycle insurance quote in Lancaster, Ohio? Maybe you would like to speak to one of our experienced agents? Click the link below (or call!), and we will be in touch as soon as possible. Don’t forget; we also offer insurance to the surrounding areas of Lancaster, Ohio, including but not limited Logan, Ohio and Canal Winchester, Ohio.

Contact us for Motorcycle Insurance

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