Smartphones have become an essential part of our lives in this digital age. They help us stay connected, informed, and entertained. However, they are expensive and fragile, so it is important to protect your investment.

While Bill Palmer Insurance does not provide smartphone insurance directly, we would like to introduce you to Bolt. This program is designed for Ohio Mutual policyholders. Let’s explore the who, what, and hows of Bolt Smartphone Insurance.

Who Can Benefit from Bolt Smartphone Insurance?

Bolt Smartphone Insurance is available for Ohio Mutual policyholders, allowing them to safeguard their valuable smartphones. Whether you’re a homeowner, renter, or have an auto insurance policy with Ohio Mutual, you can benefit from this program to protect your device.

What Does Bolt Smartphone Insurance Cover?

Bolt Protection Plans provide comprehensive coverage for your smartphone. Here’s what it includes:

• Accidental Damage: Accidents happen; when they do, your smartphone could be at risk. Bolt covers accidental damages, ensuring you won’t have to bear the full cost of repairs or replacement costs.
• Liquid Damage: Spills and water accidents can be disastrous for your smartphone. Bolt offers protection against liquid damage so that you can use your device worry-free, even in unpredictable situations.
• Broken Screens: Cracked screens are a common issue, but they can be expensive to repair or replace. Bolt covers the cost of screen repairs or replacements, so you don’t have to deal with a shattered display.
• Mechanical Failure: Sometimes, smartphones experience mechanical failures beyond your control. Bolt takes care of the expenses of mechanical repairs, ensuring your device stays in working condition.

How Does Bolt Smartphone Insurance Work?

Getting coverage through Bolt is a straightforward process:

• Eligibility: You’re eligible for Bolt Smartphone Insurance as an Ohio Mutual policyholder. All you need is an existing policy with Ohio Mutual to get started.
• Enrollment: Enrolling in the Bolt Protection Plan is easy. You can sign up online or contact your Ohio Mutual agent to discuss coverage options.
• Premiums: Once enrolled, you’ll pay a premium based on your smartphone’s value and your chosen coverage level. The cost is typically affordable and can save you money in the long run.
• Peace of Mind: With Bolt Smartphone Insurance, you can use your device without worrying about potential damages or failures. If an issue arises, file a claim, and Bolt will take care of the rest.

How much does smart phone insurance cost?

The cost of smartphone insurance and the deductibles vary depending on the provider, the phone model, and the coverage you choose. However, here is a general overview:

Most smartphone insurance plans cost between $7 and $15 per month. The more expensive your phone is, the higher your premium will be.

Deductibles for smartphone insurance typically range from $29 to $225. The higher your deductible, the lower your monthly premium will be. Some providers offer plans with no deductible, but these plans are typically more expensive.

While Bill Palmer Insurance may not offer smartphone insurance directly, we believe in helping our valued clients protect all aspects of their lives. If you’re an Ohio Mutual policyholder, consider Bolt Smartphone Insurance to safeguard your device from accidental damage, liquid damage, broken screens, and mechanical failures.

Protect your smartphone with Bolt and enjoy knowing that your investment is covered. For additional information, visit the Bolt Resources Center for Coverage Details, Terms & Conditions, and other program-related information.

Protect what matters most! Contact Bill Palmer Insurance Now.

Special thanks to Rami Al-zayat for the featured image.