Thanksgiving is a time for family, friends, and, of course, food. It’s a time to come together and give thanks for all the good things in our lives. But it’s also a time when a lot can go wrong.

From kitchen mishaps to overzealous guests, there are plenty of things that can put a damper on your Thanksgiving festivities. And if you’re not careful, these mishaps can even cost you a lot of money.

That’s why it’s important to have insurance coverage. With the right insurance, you can rest assured that you’ll be financially protected in case of a Thanksgiving mishap.

Here are just a few of the reasons why you might want insurance coverage:

Kitchen mishaps: Cooking a Thanksgiving feast can be a daunting task. And even the most experienced cooks can make mistakes. If you accidentally burn the turkey or start a fire in the kitchen, your homeowners insurance can help cover the damage.

Overzealous guests: Thanksgiving is a time for celebration. But sometimes, guests can get a little too overzealous. If a guest breaks your antique vase or trips and falls in your home, your homeowners insurance can help pay for the damages.

Be careful with hot items: Proper use of oven mitts, gloves and other kitchen equipment will help you avoid burns, cuts and scrapes as you prepare the holiday meal.

Supervise Children: Keeping the little ones away from hot stoves and boiling pots of delicious food can always be a challenge. Be sure to keep a keen eye on the kids as they race around the house.

Travel disruptions: If you’re traveling to visit family for Thanksgiving, there’s always the risk of travel disruptions. If your flight is canceled or you get stranded in a snowstorm, your travel insurance can help cover your expenses.

Homeowners insurance would help cover their medical expenses if Aunt Suzie burns herself on a pan, or if cousin Timmy hits his head on the fireplace and needs seven stitches.

Here are some tips for preventing Thanksgiving mishaps:

Plan ahead: The best way to prevent Thanksgiving mishaps is to plan ahead. Make a list of everything you need to do and make sure you have all the ingredients and equipment you need.

Take your time: Don’t rush through the cooking process. Take your time and follow the recipes carefully.

Be careful with hot items: Always use oven mitts and potholders when handling hot items.

Clean up spills immediately: Don’t let spills sit for too long. Clean them up immediately to prevent accidents.

Supervise children: Keep children away from the stove and other kitchen appliances.

Thanksgiving is a special time of year. But it’s also a time when a lot can go wrong. By having insurance coverage and taking some simple precautions, you can help ensure that your Thanksgiving festivities are a success.